In how many categories are loans provided under the MUDRA loan scheme?

The correct option is 3.

Under the Micro Units Development and Refinance Agency (MUDRA) scheme, loans are classified and provided in three distinct categories. These categories are designed to signify the stage of growth/development and funding needs of the beneficiary micro unit or entrepreneur. The three categories are:
1. Shishu: Covering loans up to ₹50,000. This is for entrepreneurs who are either starting a new business or are in the initial stages of their business.
2. Kishor: Covering loans above ₹50,000 and up to ₹5,00,000. This is for business units that have already started but require additional funding for expansion or working capital.
3. Tarun: Covering loans above ₹5,00,000 and up to ₹10,00,000. This is for established businesses looking for higher-end funding to scale up their operations.