What is the name of the portal launched by the Government in 2022 that aims to ease the loan application and disbursement process by the applicant?

The correct option is Jan Samarth.

Step-by-step explanation:

1. Introduction to Jan Samarth Portal:
The Government of India launched the Jan Samarth portal on June 6, 2022. It is a unique, one-stop digital platform that links government credit-linked schemes directly to beneficiaries and lenders.

2. Objective of the Portal:
The main objective of the Jan Samarth portal is to simplify and ease the loan application and disbursement process for various credit-linked government schemes. It connects student loan seekers, farmers, micro, small, and medium enterprises (MSMEs), and livelihood entrepreneurs directly with banks and financial institutions.

3. Key Features:
- Single Platform: It integrates multiple loan schemes under one roof.
- Easy Eligibility Check: Applicants can check their eligibility for different schemes online by entering basic details.
- Digital Approval: It facilitates digital, hassle-free approval and tracking of loan applications, reducing physical paperwork and visits to banks.

4. Analyzing other options:
- Swayatta: Launched in 2019, it promotes Startups, Women, and Youth Advantage through e-Transactions on the Government e-Marketplace (GeM).
- E-Shram: Launched in 2021, it is a database created to register unorganized workers to help them access social security benefits.
- Yukti: Launched in 2020 (YUKTI 2.0), it is a portal by the Ministry of Education to monitor and record academic innovations and startup initiatives.