Which program enables postmen to deliver financial services?

The correct option is IPPB.

Step 1: Understand the Role of Postmen in Financial Inclusion
India Post has a vast network of post offices and postmen across rural and urban India. To leverage this extensive network for banking and financial services, India Post established a dedicated payments bank system.

Step 2: Identify the Specific Program (IPPB)
IPPB stands for India Post Payments Bank. Launched by the Government of India under the Department of Posts, IPPB equips postmen and Gramin Dak Sevaks (GDS) with smartphones and biometric devices to deliver doorstep banking services. Services include cash deposits, cash withdrawals, funds transfers, direct benefit transfers (DBT), and bill payments.

Step 3: Evaluate Other Options
• NSAP: National Social Assistance Programme, a welfare program providing pensions to the elderly, widows, and disabled persons.
• PMJAY: Pradhan Mantri Jan Arogya Yojana, a national health insurance scheme.
• PRAGATI: Pro-Active Governance And Timely Implementation, a multi-modal platform for monitoring key Government of India projects and initiatives.

Therefore, the program that enables postmen to deliver financial services at doorstep is IPPB.