A seller offers a discount of 12% if the total sale price of different products purchased by a single customer is below ₹3,000, and discount of 15% if the total sale value of all the products exceeds ₹3,000. A shirt costing ₹900 was sold to Anand after earning a margin of 9% and also a jacket costing ₹1,900 was sold to him after a margin of 6%. How much does Anand have to pay (in ₹) for the final settlement of the bill?

The correct answer is 2,635.60.

Step 1: Calculate the selling price of the shirt before discount.
The cost price of the shirt is ₹900 and it is sold after earning a margin of 9%.

$\text{Selling price of shirt}=900+(\frac{9}{100}\times 900)$

$\text{Selling price of shirt}=900+81=\text{₹981}$

Step 2: Calculate the selling price of the jacket before discount.
The cost price of the jacket is ₹1,900 and it is sold after earning a margin of 6%.

$\text{Selling price of jacket}=1900+(\frac{6}{100}\times 1900)$

$\text{Selling price of jacket}=1900+114=\text{₹2,014}$

Step 3: Calculate the total selling price of both products before discount.

$\text{Total sale price}=981+2014=\text{₹2,995}$

Step 4: Determine the applicable discount rate and calculate the final amount to be paid.
According to the seller's discount policy, a discount of 12% is offered if the total sale price is below ₹3,000, and 15% if it exceeds ₹3,000. Since ₹2,995 is less than ₹3,000, a 12% discount is applicable.

$\text{Discount amount}=\frac{12}{100}\times 2995=\text{₹359.40}$

$\text{Final amount Anand has to pay}=2995-359.40=\text{₹2,635.60}$

Thus, Anand has to pay ₹2,635.60 for the final settlement of the bill.